What are the main types of IDs accepted by Metrobank?

Metrobank primarily accepts government-issued identification documents such as the Philippine Passport, Driver's License, UMID, PRC ID, National ID, PVC Postal ID, Senior Citizen's ID, and PWD ID.

Can secondary IDs be used as primary identification at Metrobank?

Secondary IDs are often used as supplementary identification, but some government-issued secondary IDs with a photograph might be accepted as primary for certain transactions, depending on the bank's specific policy.

What supporting documents might be needed for certain Metrobank transactions?

For transactions like opening an account or applying for a loan, Metrobank may require supporting documents such as proof of billing, proof of income (payslips, ITR), or civil certificates like a birth or marriage certificate.

Do I need to bring original IDs to Metrobank?

Yes, banks typically require the original physical identification document for verification purposes, as photocopies alone are usually not sufficient.

How can I ensure my Metrobank transaction goes smoothly?

To ensure a smooth transaction, always bring original, clear, and legible IDs, ensure information consistency, and consider contacting Metrobank customer service or your specific branch beforehand for the exact requirements of your transaction.

What ID do you need for Metrobank?

For any banking transaction at Metrobank, you will typically need at least one valid, unexpired government-issued primary identification document. In some cases, a secondary ID or additional supporting documents may also be required, especially for new account openings or more complex transactions.

Understanding Bank Identification Requirements

Financial institutions like Metrobank operate under strict regulatory guidelines to ensure the security of transactions, prevent fraud, and comply with anti-money laundering (AML) laws. This necessitates the verification of a client's identity through official documents. Knowing which IDs are accepted and preparing them in advance can significantly streamline your banking experience.

Primary Valid IDs Accepted by Metrobank

Primary IDs are government-issued documents that typically contain your photo, full name, signature, and other identifying information. They are generally the most preferred form of identification. Ensure all IDs are unexpired and in good condition.

Philippine Passport: A universally accepted primary ID. Ensure it is valid and not expired.
Driver's License: Issued by the Land Transportation Office (LTO), this is a widely accepted primary ID. Both professional and non-professional licenses are typically accepted.
UMID (Unified Multi-Purpose ID): Issued by the Social Security System (SSS) or Government Service Insurance System (GSIS), this consolidates several government IDs into one.
Professional Regulation Commission (PRC) ID: For licensed professionals, this ID is issued by the PRC.
National ID (Philippine Identification System ID or PhilSys ID): The official government-issued foundational ID for Filipino citizens and resident aliens.
Postal ID (Improved PVC type): The newer, PVC-type Postal ID with advanced security features is generally accepted. Older paper-based IDs might not be.
Senior Citizen's ID: Issued by the Office of Senior Citizen Affairs (OSCA) in the Philippines.
Persons With Disability (PWD) ID: Issued by the local government unit or the National Council on Disability Affairs (NCDA).

Secondary Valid IDs and Supporting Documents

Secondary IDs are often used as supplementary identification, especially if you lack a primary ID or if the bank requires additional verification. Some secondary IDs might be accepted as primary IDs for certain transactions, particularly if they are government-issued and contain a photograph.

Company ID: A valid ID issued by a reputable company, often requiring a Certificate of Employment.
School ID: For students, a valid ID from a recognized educational institution.
NBI Clearance: A clearance certificate issued by the National Bureau of Investigation.
Police Clearance: A clearance certificate issued by the Philippine National Police.
Barangay Certificate/ID: An official document issued by your local barangay.
Voter's ID: While technically a government ID, it may sometimes be categorized as a secondary ID depending on the bank's specific policy.
Taxpayer's Identification Number (TIN) ID: The PVC type with a photo is generally preferred.
Government Service Insurance System (GSIS) eCard: For government employees.
Social Security System (SSS) Card (old paper type): While the UMID is preferred, the older SSS card may still be accepted as a secondary ID.

Supporting Documents: For certain transactions like opening an account, applying for a loan, or setting up specific services, you might also need:

Proof of Billing: Utility bills (electricity, water, internet) under your name, or a barangay certificate of residency.
Proof of Income: Payslips, Certificate of Employment with salary, Income Tax Return (ITR), or bank statements.
Birth Certificate/Marriage Certificate: For verifying specific personal details or for joint accounts.

Key Considerations for Your Visit

To ensure a smooth transaction at Metrobank, keep the following in mind:

Always Bring Originals: Banks typically require the original physical ID for verification. Photocopies are usually not sufficient on their own.
Clarity and Legibility: Ensure your IDs are clear, free from damage, and all information (photo, name, signature, dates) is easily readable.
Consistency of Information: The name and signature on your ID should match the information you provide on bank forms and your existing bank records.
Specific Transaction Requirements: The exact ID requirements can vary based on the type of transaction (e.g., opening a new account, withdrawing large sums, applying for a loan, updating information).
Contact Metrobank Directly: For the most accurate and up-to-date requirements, especially for complex transactions or if you have unique circumstances, it is always best to call your specific Metrobank branch or their customer service hotline before your visit. Their policies can sometimes be updated.

Preparing for Account Opening or Transactions

Before heading to Metrobank, take a moment to:

Check ID Validity: Ensure all your chosen IDs are current and not expired.
Gather Multiple Options: If possible, bring more than one valid ID (e.g., one primary and one secondary) to cover all bases.
Fill Out Forms Accurately: Have all necessary personal information readily available to complete any required forms quickly and accurately.

By preparing your documents in advance and understanding the requirements, you can ensure an efficient and hassle-free banking experience at Metrobank.

Metrobank generally requires at least one valid, unexpired government-issued primary identification document for all banking transactions.
Accepted primary IDs include Philippine Passport, Driver's License, UMID, PRC ID, and National ID.
Secondary IDs like Company ID, School ID, NBI Clearance, or Voter's ID, along with supporting documents such as proof of billing or income, may be necessary for specific transactions or new account openings.
Always bring original, clear, and legible IDs, ensuring that all information is consistent with your bank records and forms.
For the most accurate and up-to-date requirements, especially for complex transactions, it is advisable to contact Metrobank directly before your visit.

Metrobank: Accepted IDs, Supporting Documents, and Key Considerations for Transactions